Before any construction project it is advisable to draw up a financing plan with your bank or constructor. The Personal Contribution is made up of the buyer’s own funds (resale of another property, inheritance, sundry investments, donation, etc.) as well as certain private loans. A minimum contribution level may be required by the lender, depending on its assessment of the borrower’s creditworthiness. The loan may be at a fixed rate (allows budget planning but not possible to benefit from any dr...Read more

The Union of the French Houses represents more than 55% of the French market for individual houses. Membership of a constructor in this Union involves a detailed examination of the candidate constructor’s dossier at regional then national level. To best appreciate the constructor’s quality and reliability, various elements are studied, such as the contract used, working methods and guarantees offered, a document providing the greatest possible security in terms of finance and security, etc., as ...Read more

“Operational” and “After Work” Civil Liability Covers damage caused by staff as part of the professional activity of the agency, at the client’s, on the stand, etc.Covers the consequences of technical errors in design and co-ordination, and sundry negligence committed by the members of staff.Ten-Year Civil Liability Before acceptance, covers the risks of collapse, natural disaster.After acceptance, the mandatory guarantees under Article 1792 of the Civil Code:- For ten years, it guarantees the r...Read more

Invest in Stone: a profitable investment In terms of investment, the profitability of deposit accounts and life assurance is losing speed. Today, to obtain an attractive investment, you must: either invest on the stock market (and accept the risk of losing funds) or turn to property. An investment, whatever the type, must satisfy certain criteria: security no management concerns profitability longevity Why invest in a new house to let? Place yourself in a rental market where demand is high: The ...Read more

The construction contract is therefore the guarantee of total impartiality for the client. A highly precious document that you must demand. The construction contract for individual housing provides: A single, responsible contact : the constructor will handle everything for you: plans, detailed description, building permit, co-ordination of work. He will impose quality and deadlines, since he has a duty to achieve a given result.All guarantees : repayment of deposits paid, acceptance at the agree...Read more

What is it ? NF Individual House is a trademark, We hold the right to use the Trademark. Who is it ?This trademark belongs to “AFNOR Certification”. It is managed by CEQUAMI (Certification Qualité Maison Individuelle). It is granted and controlled by : an APPLICATION COMMITTEE made up of representatives of Consumer Associations, the MINISTRY of HOUSING, the ANILAFNOR Certification, QUALITEL, the CSTB (Centre Scientifique et Technique du Bâtiment), the UNCMI, ARCHITECTS, ARTISANS, etc. What does ...Read more

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